Dr. Suresh Iyer

Zero depreciation (Bumper to Bumper) cover is highly recommended for cars up to 5 years old. (Reference: 7463)

Check for room rent capping in your policy. It can significantly reduce your claim settlement amount. (Reference: 8853)

Ayush treatments are now covered by many insurers up to a certain limit. (Reference: 8453)

Consider a policy under the Married Women's Property Act (MWP) to ensure the claim money goes only to your wife and kids. (Reference: 6001)

No Claim Bonus (NCB) belongs to the owner, not the car. You can transfer it to your new car. (Reference: 7942)

Please disclose all existing medical conditions. Non-disclosure is the #1 reason for claim rejection. (Reference: 7883)

Make sure to check the Claim Settlement Ratio (CSR) of the insurer before buying. It is a critical factor. (Reference: 4410)

Non-disclosure of material facts is a strong ground for rejection. However, we can fight if it was unintentional. (Reference: 2375)

No Claim Bonus (NCB) belongs to the owner, not the car. You can transfer it to your new car. (Reference: 2731)

Please upload the rejection letter so we can analyze the specific reason for denial. (Reference: 3799)