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Ask QuestionTerm insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with 1 kids. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is recomme...
Life insurance claim rejected - death during contestability period
My father passed away 4 months ago due to road accident. She had a term insurance policy of 2 crores crores from Bajaj Allianz Life which was bought 5...
Third party property damage claim - truck hit my boundary wall
A truck hit my boundary wall last week ago causing damage worth 30000 rupees. The driver admitted fault and gave me his insurance details - he has thi...
Life insurance claim rejected - incomplete documentation
My son passed away 2 months ago due to heart attack. He had a term insurance policy of 2 crores crores from SBI Life which was bought 5 years ago. Whe...
Flight cancellation - will travel insurance cover there is a family emergency?
I had booked a trip to Singapore for 7 days starting from next week. I also bought travel insurance from Bajaj Allianz for 4000 rupees covering medica...
Senior citizen health insurance - 70 years old parent coverage
I want to buy health insurance for my father who is 70 years old. She has thyroid and kidney problems. Most insurance companies are either rejecting t...
Third party property damage claim - bus hit my two-wheeler
A bus hit my two-wheeler 3 days ago ago causing damage worth 75000 rupees. The driver admitted fault and gave me his insurance details - he has third ...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 20 lakhs. Last week, my brother had to be admitted to Apollo Hospital in Banga...
Senior citizen health insurance - 75 years old parent coverage
I want to buy health insurance for my mother-in-law who is 75 years old. She has arthritis and kidney problems. Most insurance companies are either re...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exis...
Cyber insurance for freelancers?
My agent is not helping properly. Cyber insurance for freelancers? Details: I have checked policy wording but it's unclear. Can someone explain i...
Shopkeeper insurance policy essentials? (Help needed)
I read online about this but am confused. Shopkeeper insurance policy essentials? (Help needed) Details: I have checked policy wording but it's u...
Laptop insurance claim for liquid damage?
Please guide me as I am new to this. Laptop insurance claim for liquid damage? Details: I have checked policy wording but it's unclear. Can someo...
Nominee change process in life insurance? (Help needed)
Urgent help needed as premium date is near. Nominee change process in life insurance? (Help needed) Details: I have checked policy wording but it'...
Laptop insurance claim for liquid damage?
My agent is not helping properly. Laptop insurance claim for liquid damage? Details: I have checked policy wording but it's unclear. Can someone ...
Third party property damage claim - auto-rickshaw hit my two-wheeler
A auto-rickshaw hit my two-wheeler 5 days ago ago causing damage worth 60000 rupees. The driver admitted fault and gave me his insurance details - he ...
Life insurance claim rejected - death during contestability period
My brother passed away 4 months ago due to heart attack. He had a term insurance policy of 75 lakhs crores from Bajaj Allianz Life which was bought 6 ...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident last week ago where my car got front bumper damage. The repair cost is estimated at 15000 rupees. I have comprehensive car insu...
Pre-existing disease coverage waiting period - hypertension
I was diagnosed with hypertension about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pr...
Pre-existing disease coverage waiting period - arthritis
I was diagnosed with arthritis about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-e...