Nisha Kapoor

Non-disclosure of material facts is a strong ground for rejection. However, we can fight if it was unintentional. (Reference: 7258)

Term insurance is a must for financial security. I recommend a cover of at least 10-15 times your annual income. (Reference: 6835)

Make sure to check the Claim Settlement Ratio (CSR) of the insurer before buying. It is a critical factor. (Reference: 6501)

The premium for term insurance is locked for the entire tenure, so buying young saves you a lot of money. (Reference: 5370)

Don't let your policy lapse. Inspection charges apply if you renew after expiry. (Reference: 7345)

Always declare the correct IDV (Insured Declared Value). Lower IDV saves premium but reduces claim amount in total loss. (Reference: 6695)

Non-disclosure of material facts is a strong ground for rejection. However, we can fight if it was unintentional. (Reference: 8377)

Always declare the correct IDV (Insured Declared Value). Lower IDV saves premium but reduces claim amount in total loss. (Reference: 4103)

If you have a CNG kit, make sure it is endorsed in your RC and insurance policy. (Reference: 4279)

In case of an accident, file an FIR immediately if there is third-party damage or injury. (Reference: 3086)