Meera Krishnan

If the TPA is delaying, escalate the matter to the insurer's Grievance Officer immediately. (Reference: 2841)

In case of an accident, file an FIR immediately if there is third-party damage or injury. (Reference: 7261)

Consider a policy under the Married Women's Property Act (MWP) to ensure the claim money goes only to your wife and kids. (Reference: 8624)

No Claim Bonus (NCB) belongs to the owner, not the car. You can transfer it to your new car. (Reference: 2846)

You can approach the Insurance Ombudsman if the company is not responding to your grievance for 30 days. (Reference: 7633)

Yes, you should definitely opt for this. It provides a safety net for your family in your absence. (Reference: 2197)