Deepa Menon

A pure term plan is always better than money-back policies as it offers higher coverage for a lower premium. (Reference: 5454)

With rising medical inflation, a base cover of 5-10 lakhs is necessary for a family. (Reference: 4169)

No Claim Bonus (NCB) belongs to the owner, not the car. You can transfer it to your new car. (Reference: 4837)

In case of an accident, file an FIR immediately if there is third-party damage or injury. (Reference: 3275)

Was there any delay in intimating the claim? That could be a reason. (Reference: 9299)

Always declare the correct IDV (Insured Declared Value). Lower IDV saves premium but reduces claim amount in total loss. (Reference: 6700)

Yes, you should definitely opt for this. It provides a safety net for your family in your absence. (Reference: 6827)

In case of an accident, file an FIR immediately if there is third-party damage or injury. (Reference: 2924)