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Health insurance coverage and claims

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Room rent limit causing claim deduction - need advice

My mother was hospitalized for 12 days for bypass surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per d...

jennifer.menon981 334 2 months ago
12
0 answers

Cashless hospitalization rejected - Fortis Hospital not in network list

I have a health insurance policy from Care Health with sum insured of 10 lakhs. Last week, my wife had to be admitted to Fortis Hospital in Bangalore ...

meera.d'souza871 179 3 months ago
8
0 answers

Pre-existing disease coverage waiting period - PCOD

I was diagnosed with PCOD about 3 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-existi...

yusuf.gupta28 290 3 months ago
8
0 answers

Cashless hospitalization rejected - Narayana Health not in network list

I have a health insurance policy from Niva Bupa with sum insured of 20 lakhs. Last week, my daughter had to be admitted to Narayana Health in Pune for...

tester_new 172 3 months ago
13
0 answers

Senior citizen health insurance - 78 years old parent coverage

I want to buy health insurance for my mother who is 78 years old. He has arthritis and high cholesterol. Most insurance companies are either rejecting...

reyansh.das748 224 3 months ago
12
0 answers

Maternity coverage - when should I buy health insurance?

My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...

arjun.deshmukh229 478 3 months ago
-2
0 answers

Pre-existing disease coverage waiting period - hypertension

I was diagnosed with hypertension about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pr...

anaya.chopra925 128 3 months ago
4
0 answers

Cashless hospitalization rejected - Apollo Hospital not in network list

I have a health insurance policy from HDFC Ergo with sum insured of 25 lakhs. Last week, my wife had to be admitted to Apollo Hospital in Delhi for de...

sarah.das999 66 3 months ago
0
0 answers

Senior citizen health insurance - 70 years old parent coverage

I want to buy health insurance for my mother who is 70 years old. She has arthritis and asthma. Most insurance companies are either rejecting the appl...

shaurya.sharma821 399 3 months ago
-1
0 answers

Pre-existing disease coverage waiting period - arthritis

I was diagnosed with arthritis about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-e...

meera.reddy183 365 3 months ago
7
0 answers

Cashless hospitalization rejected - Columbia Asia not in network list

I have a health insurance policy from Max Bupa with sum insured of 5 lakhs. Last week, my son had to be admitted to Columbia Asia in Chennai for heart...

sanjay.menon20 346 3 months ago
6
0 answers

Room rent limit causing claim deduction - need advice

My self was hospitalized for 7 days for liver transplant. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per da...

john.rao406 292 3 months ago
6
0 answers

Maternity coverage - when should I buy health insurance?

My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...

aisha.singh586 199 3 months ago
13
0 answers

Cashless hospitalization rejected - Columbia Asia not in network list

I have a health insurance policy from Care Health with sum insured of 15 lakhs. Last week, my brother had to be admitted to Columbia Asia in Delhi for...

ramesh.kumar89 138 3 months ago
7
0 answers

Pre-existing disease coverage waiting period - thyroid disorder

I was diagnosed with thyroid disorder about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...

suresh.aggarwal249 448 3 months ago
1
0 answers

Cashless hospitalization rejected - Narayana Health not in network list

I have a health insurance policy from ICICI Lombard with sum insured of 25 lakhs. Last week, my son had to be admitted to Narayana Health in Pune for ...

karan.reddy499 497 3 months ago
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0 answers

Room rent limit causing claim deduction - need advice

My father was hospitalized for 7 days for cancer treatment. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 2000 per ...

aditya.fernandes236 194 3 months ago
1
0 answers

Maternity coverage - when should I buy health insurance?

My wife and I are planning to have a baby in the next 15 months. We currently do not have any health insurance. I want to buy a policy that covers mat...

ali.sharma573 352 3 months ago
-1
0 answers

Senior citizen health insurance - 70 years old parent coverage

I want to buy health insurance for my father who is 70 years old. He has high blood pressure and heart disease. Most insurance companies are either re...

vihaan.singh438 374 3 months ago
13
0 answers

Pre-existing disease coverage waiting period - kidney stones

I was diagnosed with kidney stones about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...

manoj.menon750 176 3 months ago