Life Insurance
Ask QuestionSecure your family's future with comprehensive life insurance plans.
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 4 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 40 years old and my income has increased sign...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 5 years ago when I was 27 years old with coverage of 30 lakhs. Now I am 32 years old and my income has increased sign...
Tax free maturity in life insurance: Section 10(10D) rules? (Help needed)
Please guide me as I am new to this. Tax free maturity in life insurance: Section 10(10D) rules? (Help needed) Details: I have checked policy wording ...
Term insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with 1 children. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - incomplete documentation
My brother passed away 3 months ago due to cancer. He had a term insurance policy of 1 crore crores from Bajaj Allianz Life which was bought 4 years a...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with 2 children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is re...
Endowment plan returns are barely 20%. Should I exit? (Help needed)
I read online about this but am confused. Endowment plan returns are barely 20%. Should I exit? (Help needed) Details: I have checked policy wording b...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with two children. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is r...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with two kids. My annual income is 12 lakhs. I want to secure my family's financial future. An insurance agent is reco...
Child education plan vs Mutual Funds? (Help needed)
Urgent help needed as premium date is near. Child education plan vs Mutual Funds? (Help needed) Details: I have checked policy wording but it's u...
Life insurance claim rejected - death during contestability period
My son passed away 6 months ago due to sudden cardiac arrest. He had a term insurance policy of 2 crores crores from LIC which was bought 6 years ago....
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 3 months ago due to COVID-19 complications. She had a term insurance policy of 1 crore crores from HDFC Life which was bought 2 yea...
Life insurance claim rejected - death during contestability period
My father passed away 2 months ago due to sudden cardiac arrest. He had a term insurance policy of 50 lakhs crores from LIC which was bought 3 years a...
Life insurance claim rejected - death during contestability period
My brother passed away 4 months ago due to cancer. He had a term insurance policy of 50 lakhs crores from HDFC Life which was bought 2 years ago. When...
Keyman insurance for small business?
I read online about this but am confused. Keyman insurance for small business? Details: I have checked policy wording but it's unclear. Can someo...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with two children. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is r...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 4 years ago when I was 30 years old with coverage of 75 lakhs. Now I am 35 years old and my income has increased sign...
Surrendering LIC policy after 20 years. Loss calculation?
My agent is not helping properly. Surrendering LIC policy after 20 years. Loss calculation? Details: I have checked policy wording but it's uncle...
Life insurance claim rejected - incorrect information in proposal form
My husband passed away 2 months ago due to sudden cardiac arrest. She had a term insurance policy of 75 lakhs crores from Max Life which was bought 6 ...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 25 years old with coverage of 30 lakhs. Now I am 30 years old and my income has increased sign...