Life Insurance

Increasing term insurance coverage - should I buy additional policy?

I bought a term insurance policy 6 years ago when I was 27 years old with coverage of 30 lakhs. Now I am 30 years old and my income has increased significantly. I also have a home loan of 60 lakhs and my family expenses have gone up. I feel 30 lakhs coverage is not enough anymore. Should I buy an additional term insurance policy or should I increase the coverage in my existing policy? If I buy a new policy, will I have to undergo medical tests again? What will be the premium difference? I am currently with ICICI Prudential, should I stick with them or explore LIC or PNB MetLife?

#term-insurance #coverage-increase #additional-policy #sum-assured
7
64 0 2 months ago
Asked by sanjay.iyer267 (285 rep)
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