Health Insurance
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-existing diseases. Can someone explain how long I need to wait before I can claim for treatment related to my asthma? Also, will the waiting period be different for different insurance companies? I have been comparing policies from ICICI Lombard and Manipal Cigna, but I am confused about their waiting period clauses. Any guidance would be really helpful.
#pre-existing-disease
#waiting-period
#health-insurance
#coverage
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