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Ask QuestionTerm insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with two children. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is r...
Third party property damage claim - truck hit my shop shutter
A truck hit my shop shutter a week ago ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has thi...
Pre-existing disease coverage waiting period - hypertension
I was diagnosed with hypertension about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pr...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 4 years ago when I was 30 years old with coverage of 75 lakhs. Now I am 35 years old and my income has increased sign...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident yesterday ago where my car got multiple scratches. The repair cost is estimated at 30000 rupees. I have comprehensive car insur...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident last week ago where my car got front bumper damage. The repair cost is estimated at 40000 rupees. I have comprehensive car insu...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident a week ago ago where my car got side panel dent. The repair cost is estimated at 20000 rupees. I have comprehensive car insuran...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exi...
Cashless hospitalization rejected - Narayana Health not in network list
I have a health insurance policy from Star Health with sum insured of 20 lakhs. Last week, my mother had to be admitted to Narayana Health in Hyderaba...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from Star Health with sum insured of 30 lakhs. Last week, my brother had to be admitted to Fortis Hospital in Bangalo...
Room rent limit causing claim deduction - need advice
My spouse was hospitalized for 10 days for spine surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 2000 per da...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 12 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Art insurance for expensive paintings?
Urgent help needed as premium date is near. Art insurance for expensive paintings? Details: I have checked policy wording but it's unclear. Can s...
Laptop insurance claim for liquid damage?
Urgent help needed as premium date is near. Laptop insurance claim for liquid damage? Details: I have checked policy wording but it's unclear. Ca...
Surrendering LIC policy after 20 years. Loss calculation?
My agent is not helping properly. Surrendering LIC policy after 20 years. Loss calculation? Details: I have checked policy wording but it's uncle...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exis...
Pre-existing disease coverage waiting period - thyroid disorder
I was diagnosed with thyroid disorder about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period f...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for...
Life insurance claim rejected - incorrect information in proposal form
My husband passed away 2 months ago due to sudden cardiac arrest. She had a term insurance policy of 75 lakhs crores from Max Life which was bought 6 ...