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Ask QuestionTerm insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 2 child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident 3 days ago ago where my car got side panel dent. The repair cost is estimated at 15000 rupees. I have comprehensive car insuran...
Third party property damage claim - truck hit my two-wheeler
A truck hit my two-wheeler last week ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he has third...
Pre-existing disease coverage waiting period - thyroid disorder
I was diagnosed with thyroid disorder about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 2 months ago due to heart attack. She had a term insurance policy of 1.5 crores crores from Max Life which was bought 5 years ag...
Flight cancellation - will travel insurance cover there is a family emergency?
I had booked a trip to Bali for 15 days starting from next week. I also bought travel insurance from Bajaj Allianz for 2000 rupees covering medical em...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Thailand for 10 days starting from next week. I also bought travel insurance from Bajaj Allianz for 4000 rupees covering medica...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 6 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Question: Workmen compensation policy mandatory?
Please guide me as I am new to this. Question: Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Ca...
Endowment plan returns are barely 15%. Should I exit? (Help needed)
Urgent help needed as premium date is near. Endowment plan returns are barely 15%. Should I exit? (Help needed) Details: I have checked policy wording...
How much cover is needed for a family of 2? (Help needed)
I am facing this issue since last week. How much cover is needed for a family of 2? (Help needed) Details: I have checked policy wording but it's...
Does travel insurance cover skiing? (Help needed)
Please guide me as I am new to this. Does travel insurance cover skiing? (Help needed) Details: I have checked policy wording but it's unclear. C...
Event cancellation insurance for wedding?
Urgent help needed as premium date is near. Event cancellation insurance for wedding? Details: I have checked policy wording but it's unclear. Ca...
Event cancellation insurance for wedding?
Please guide me as I am new to this. Event cancellation insurance for wedding? Details: I have checked policy wording but it's unclear. Can someo...
Senior citizen health insurance - 78 years old parent coverage
I want to buy health insurance for my mother-in-law who is 78 years old. She has diabetes and asthma. Most insurance companies are either rejecting th...
Cashless hospitalization rejected - Manipal Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 20 lakhs. Last week, my father had to be admitted to Manipal Hospital in Kolka...
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 4 months ago due to cancer. He had a term insurance policy of 2 crores crores from LIC which was bought 7 years ago. When we filed ...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 4 months ago due to COVID-19 complications. He had a term insurance policy of 75 lakhs crores from ICICI Prudential which was bo...
Life insurance claim rejected - suspicious circumstances
My son passed away 2 months ago due to sudden cardiac arrest. He had a term insurance policy of 1 crore crores from LIC which was bought 4 years ago. ...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident last week ago where my car got side panel dent. The repair cost is estimated at 15000 rupees. I have comprehensive car insuranc...