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Ask QuestionPre-existing disease coverage waiting period - thyroid disorder
I was diagnosed with thyroid disorder about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 15 lakhs. Last week, my son had to be admitted to Fortis Hospital in Mumbai fo...
Third party property damage claim - bus hit my gate
A bus hit my gate 5 days ago ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has third party i...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-ex...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 18 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 10 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Cyber insurance for freelancers? (Help needed)
I am facing this issue since last week. Cyber insurance for freelancers? (Help needed) Details: I have checked policy wording but it's unclear. C...
Workmen compensation policy mandatory? (Help needed)
I am facing this issue since last week. Workmen compensation policy mandatory? (Help needed) Details: I have checked policy wording but it's uncl...
Can I increase cover amount later in term policy?
Please guide me as I am new to this. Can I increase cover amount later in term policy? Details: I have checked policy wording but it's unclear. C...
Porting health insurance from ICICI Lombard to Tata AIG? (Help needed)
My agent is not helping properly. Porting health insurance from ICICI Lombard to Tata AIG? (Help needed) Details: I have checked policy wording but it...
Flight cancellation - will travel insurance cover my visa got rejected?
I had booked a trip to Europe for 14 days starting from in 2 weeks. I also bought travel insurance from Bajaj Allianz for 3500 rupees covering medical...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 2 children. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is re...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Europe for 15 days starting from in 2 weeks. I also bought travel insurance from Bajaj Allianz for 2500 rupees covering medical...
Senior citizen health insurance - 78 years old parent coverage
I want to buy health insurance for my mother-in-law who is 78 years old. She has arthritis and asthma. Most insurance companies are either rejecting t...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from Care Health with sum insured of 15 lakhs. Last week, my wife had to be admitted to Apollo Hospital in Hyderabad ...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 3 months ago due to COVID-19 complications. He had a term insurance policy of 75 lakhs crores from SBI Life which was bought 3 y...
Life insurance claim rejected - incorrect information in proposal form
My husband passed away 4 months ago due to road accident. She had a term insurance policy of 75 lakhs crores from Bajaj Allianz Life which was bought ...
Life insurance claim rejected - incomplete documentation
My son passed away 3 months ago due to COVID-19 complications. She had a term insurance policy of 50 lakhs crores from SBI Life which was bought 2 yea...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 5 years ago when I was 28 years old with coverage of 25 lakhs. Now I am 40 years old and my income has increased sign...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 5 years ago when I was 27 years old with coverage of 30 lakhs. Now I am 30 years old and my income has increased sign...