Life Insurance
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Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with 1 kids. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is recomme...
Life insurance claim rejected - death during contestability period
My father passed away 4 months ago due to road accident. She had a term insurance policy of 2 crores crores from Bajaj Allianz Life which was bought 5...
Life insurance claim rejected - incomplete documentation
My son passed away 2 months ago due to heart attack. He had a term insurance policy of 2 crores crores from SBI Life which was bought 5 years ago. Whe...
Nominee change process in life insurance? (Help needed)
Urgent help needed as premium date is near. Nominee change process in life insurance? (Help needed) Details: I have checked policy wording but it'...
Life insurance claim rejected - death during contestability period
My brother passed away 4 months ago due to heart attack. He had a term insurance policy of 75 lakhs crores from Bajaj Allianz Life which was bought 6 ...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with two children. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is ...
Life insurance claim rejected - death during contestability period
My brother passed away 3 months ago due to COVID-19 complications. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was b...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 40 years old and my income has increased sign...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 1 child. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Question: Tax free maturity in life insurance: Section 10(10D) rules?
My agent is not helping properly. Question: Tax free maturity in life insurance: Section 10(10D) rules? Details: I have checked policy wording but it&...
Child education plan vs Mutual Funds?
I am facing this issue since last week. Child education plan vs Mutual Funds? Details: I have checked policy wording but it's unclear. Can someon...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 4 months ago due to heart attack. She had a term insurance policy of 2 crores crores from Max Life which was bought 6 years ago....
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 5 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 30 years old and my income has increased sign...
Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with two children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is ...
Keyman insurance for small business? (Help needed)
My agent is not helping properly. Keyman insurance for small business? (Help needed) Details: I have checked policy wording but it's unclear. Can...
Life insurance claim rejected - suspicious circumstances
My son passed away 3 months ago due to sudden cardiac arrest. She had a term insurance policy of 75 lakhs crores from HDFC Life which was bought 2 yea...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with two kids. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Term insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with two child. My annual income is 12 lakhs. I want to secure my family's financial future. An insurance agent is rec...
Life insurance claim rejected - incorrect information in proposal form
My son passed away 3 months ago due to road accident. He had a term insurance policy of 75 lakhs crores from HDFC Life which was bought 7 years ago. W...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 1 kids. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is recomm...