Life Insurance

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Secure your family's future with comprehensive life insurance plans.

9
0 answers

Surrendering LIC policy after 20 years. Loss calculation? (Help needed)

Urgent help needed as premium date is near. Surrendering LIC policy after 20 years. Loss calculation? (Help needed) Details: I have checked policy wor...

ishita.iyer222 2.7K 3 months ago
34
0 answers

Child education plan vs Mutual Funds?

I am facing this issue since last week. Child education plan vs Mutual Funds? Details: I have checked policy wording but it's unclear. Can someon...

nisha.d'souza294 4.8K 3 months ago
11
0 answers

Life insurance claim rejected - incomplete documentation

My husband passed away 4 months ago due to heart attack. She had a term insurance policy of 1.5 crores crores from LIC which was bought 5 years ago. W...

ishita.chatterjee121 140 3 months ago
14
0 answers

Term insurance vs ULIP - which is better for 30 year old?

I am 30 years old, married with 1 children. My annual income is 25 lakhs. I want to secure my family's financial future. An insurance agent is re...

karan.menon807 183 3 months ago
-1
0 answers

Life insurance claim rejected - death during contestability period

My husband passed away 4 months ago due to heart attack. She had a term insurance policy of 75 lakhs crores from SBI Life which was bought 5 years ago...

aisha.patel632 405 3 months ago
12
0 answers

Life insurance claim rejected - death during contestability period

My brother passed away 3 months ago due to road accident. She had a term insurance policy of 50 lakhs crores from Bajaj Allianz Life which was bought ...

swati.mehta828 349 3 months ago
7
0 answers

Term insurance vs ULIP - which is better for 40 year old?

I am 40 years old, married with 1 children. My annual income is 12 lakhs. I want to secure my family's financial future. An insurance agent is re...

swati.saxena741 118 3 months ago
-2
0 answers

Life insurance claim rejected - non-disclosure of pre-existing disease

My son passed away 3 months ago due to sudden cardiac arrest. She had a term insurance policy of 1.5 crores crores from HDFC Life which was bought 7 y...

ayan.chopra899 456 3 months ago
2
0 answers

Life insurance claim rejected - non-disclosure of pre-existing disease

My son passed away 4 months ago due to heart attack. He had a term insurance policy of 75 lakhs crores from SBI Life which was bought 7 years ago. Whe...

anaya.malhotra308 497 3 months ago
4
0 answers

Term insurance vs ULIP - which is better for 30 year old?

I am 30 years old, married with 2 child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is recom...

suresh.d'souza757 338 3 months ago
10
0 answers

Life insurance claim rejected - incorrect information in proposal form

My father passed away 2 months ago due to heart attack. She had a term insurance policy of 1.5 crores crores from Max Life which was bought 5 years ag...

ahmed.shah462 49 3 months ago
15
0 answers

Endowment plan returns are barely 15%. Should I exit? (Help needed)

Urgent help needed as premium date is near. Endowment plan returns are barely 15%. Should I exit? (Help needed) Details: I have checked policy wording...

reyansh.sharma580 2.6K 3 months ago
3
0 answers

Life insurance claim rejected - non-disclosure of pre-existing disease

My son passed away 4 months ago due to cancer. He had a term insurance policy of 2 crores crores from LIC which was bought 7 years ago. When we filed ...

sana.pillai268 51 3 months ago
10
0 answers

Life insurance claim rejected - incorrect information in proposal form

My father passed away 4 months ago due to COVID-19 complications. He had a term insurance policy of 75 lakhs crores from ICICI Prudential which was bo...

zainab.malhotra411 340 3 months ago
11
0 answers

Life insurance claim rejected - suspicious circumstances

My son passed away 2 months ago due to sudden cardiac arrest. He had a term insurance policy of 1 crore crores from LIC which was bought 4 years ago. ...

suresh.d'souza757 231 3 months ago
15
0 answers

Term insurance vs ULIP - which is better for 40 year old?

I am 40 years old, married with two children. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is ...

ayan.malhotra36 312 3 months ago
11
0 answers

Increasing term insurance coverage - should I buy additional policy?

I bought a term insurance policy 7 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 40 years old and my income has increased sign...

aditya.chopra152 64 3 months ago
2
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Increasing term insurance coverage - should I buy additional policy?

I bought a term insurance policy 5 years ago when I was 27 years old with coverage of 30 lakhs. Now I am 35 years old and my income has increased sign...

meera.joshi208 74 3 months ago
6
0 answers

Term insurance vs ULIP - which is better for 28 year old?

I am 28 years old, married with 1 children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is re...

sana.shah153 392 3 months ago
1
0 answers

Term insurance vs ULIP - which is better for 30 year old?

I am 30 years old, married with 2 kids. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is recomm...

sana.pillai268 329 3 months ago