Life Insurance
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Surrendering LIC policy after 20 years. Loss calculation? (Help needed)
Urgent help needed as premium date is near. Surrendering LIC policy after 20 years. Loss calculation? (Help needed) Details: I have checked policy wor...
Child education plan vs Mutual Funds?
I am facing this issue since last week. Child education plan vs Mutual Funds? Details: I have checked policy wording but it's unclear. Can someon...
Life insurance claim rejected - incomplete documentation
My husband passed away 4 months ago due to heart attack. She had a term insurance policy of 1.5 crores crores from LIC which was bought 5 years ago. W...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 1 children. My annual income is 25 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - death during contestability period
My husband passed away 4 months ago due to heart attack. She had a term insurance policy of 75 lakhs crores from SBI Life which was bought 5 years ago...
Life insurance claim rejected - death during contestability period
My brother passed away 3 months ago due to road accident. She had a term insurance policy of 50 lakhs crores from Bajaj Allianz Life which was bought ...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with 1 children. My annual income is 12 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 3 months ago due to sudden cardiac arrest. She had a term insurance policy of 1.5 crores crores from HDFC Life which was bought 7 y...
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 4 months ago due to heart attack. He had a term insurance policy of 75 lakhs crores from SBI Life which was bought 7 years ago. Whe...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 2 child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 2 months ago due to heart attack. She had a term insurance policy of 1.5 crores crores from Max Life which was bought 5 years ag...
Endowment plan returns are barely 15%. Should I exit? (Help needed)
Urgent help needed as premium date is near. Endowment plan returns are barely 15%. Should I exit? (Help needed) Details: I have checked policy wording...
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 4 months ago due to cancer. He had a term insurance policy of 2 crores crores from LIC which was bought 7 years ago. When we filed ...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 4 months ago due to COVID-19 complications. He had a term insurance policy of 75 lakhs crores from ICICI Prudential which was bo...
Life insurance claim rejected - suspicious circumstances
My son passed away 2 months ago due to sudden cardiac arrest. He had a term insurance policy of 1 crore crores from LIC which was bought 4 years ago. ...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with two children. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is ...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 40 years old and my income has increased sign...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 5 years ago when I was 27 years old with coverage of 30 lakhs. Now I am 35 years old and my income has increased sign...
Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with 1 children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is re...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 2 kids. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is recomm...