Motor Insurance
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident last week ago where my car got front bumper damage. The repair cost is estimated at 15000 rupees. I have comprehensive car insurance from HDFC Ergo with IDV of 5 lakhs. This is my third year of no claim and I have 25% NCB. If I file a claim for this damage, will I lose my NCB? Is it better to pay for the repairs myself to protect my NCB? The premium I am paying is 12000 per year. Please help me decide whether to claim or pay from pocket. Also, how long does the claim settlement process take?
#car-insurance
#ncb
#accident-claim
#own-damage
#comprehensive-insurance
2
449
0
3 months ago
Share:
0 Answers
No answers yet. Be the first to help!
Related Questions
Car insurance claim for front bumper damage - will NCB be affected?
144%
84
0
9
Same Category
Car insurance claim for front bumper damage - will NCB be affected?
144%
458
0
-1
Same Category
Car insurance claim for rear-end collision damage - will NCB be affected?
134%
375
0
7
Same Category
Car insurance claim for windshield crack - will NCB be affected?
120%
125
0
10
Same Category
Car insurance claim for multiple scratches - will NCB be affected?
118%
487
0
15
Same Category
Third party property damage claim - car hit my gate
57%
199
0
6
Same Category