Motor Insurance

Car insurance claim for rear-end collision damage - will NCB be affected?

I met with an accident last week ago where my car got rear-end collision damage. The repair cost is estimated at 15000 rupees. I have comprehensive car insurance from HDFC Ergo with IDV of 6 lakhs. This is my third year of no claim and I have 50% NCB. If I file a claim for this damage, will I lose my NCB? Is it better to pay for the repairs myself to protect my NCB? The premium I am paying is 10000 per year. Please help me decide whether to claim or pay from pocket. Also, how long does the claim settlement process take?

#car-insurance #ncb #accident-claim #own-damage #comprehensive-insurance
7
366 0 1 month ago
Asked by deepa.iyer143 (33 rep)
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