Life Insurance
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 2 months ago due to heart attack. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was bought 7 years ago. When we filed the death claim, the insurance company rejected it saying non-disclosure of pre-existing disease. We have submitted all documents including death certificate, policy papers, hospital records, and FIR. The insurance company is not giving a proper explanation. We are a middle-class family and this claim amount is very important for us. What can we do now? Can we file a complaint with IRDAI? Should we hire a lawyer? Has anyone successfully challenged a claim rejection? Please guide us.
#claim-rejection
#death-claim
#irdai-complaint
#life-insurance
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