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Ask QuestionIncreasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 27 years old with coverage of 25 lakhs. Now I am 35 years old and my income has increased sign...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Singapore for 14 days starting from next month. I also bought travel insurance from Tata AIG for 3000 rupees covering medical e...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 1 children. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is re...
Pre-existing disease coverage waiting period - diabetes
I was diagnosed with diabetes about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-...
Room rent limit causing claim deduction - need advice
My spouse was hospitalized for 10 days for liver transplant. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 3000 per...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Senior citizen health insurance - 70 years old parent coverage
I want to buy health insurance for my mother-in-law who is 70 years old. He has high blood pressure and heart disease. Most insurance companies are ei...
Pre-existing disease coverage waiting period - hypertension
I was diagnosed with hypertension about 3 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pr...
Home insurance for old independent house? (Help needed)
I am facing this issue since last week. Home insurance for old independent house? (Help needed) Details: I have checked policy wording but it's u...
Does home insurance cover flood? (Help needed)
Please guide me as I am new to this. Does home insurance cover flood? (Help needed) Details: I have checked policy wording but it's unclear. Can ...
Can I have two health insurance policies?
My agent is not helping properly. Can I have two health insurance policies? Details: I have checked policy wording but it's unclear. Can someone ...
Keyman insurance for small business? (Help needed)
I am facing this issue since last week. Keyman insurance for small business? (Help needed) Details: I have checked policy wording but it's unclea...
Earthquake coverage add-on necessity in Ahmedabad? (Help needed)
I am facing this issue since last week. Earthquake coverage add-on necessity in Ahmedabad? (Help needed) Details: I have checked policy wording but it...
Event cancellation insurance for wedding?
I am facing this issue since last week. Event cancellation insurance for wedding? Details: I have checked policy wording but it's unclear. Can so...
Shopkeeper insurance policy essentials?
Please guide me as I am new to this. Shopkeeper insurance policy essentials? Details: I have checked policy wording but it's unclear. Can someone...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Bali for 14 days starting from next month. I also bought travel insurance from ICICI Lombard for 2000 rupees covering medical e...
Senior citizen health insurance - 75 years old parent coverage
I want to buy health insurance for my mother who is 75 years old. He has high blood pressure and kidney problems. Most insurance companies are either ...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 10 lakhs. Last week, my father had to be admitted to Fortis Hospital in Kolkata fo...
Life insurance claim rejected - incorrect information in proposal form
My brother passed away 4 months ago due to COVID-19 complications. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was b...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 25 years old with coverage of 75 lakhs. Now I am 35 years old and my income has increased sign...