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Ask QuestionShopkeeper insurance policy essentials?
Please guide me as I am new to this. Shopkeeper insurance policy essentials? Details: I have checked policy wording but it's unclear. Can someone...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Bali for 14 days starting from next month. I also bought travel insurance from ICICI Lombard for 2000 rupees covering medical e...
Senior citizen health insurance - 75 years old parent coverage
I want to buy health insurance for my mother who is 75 years old. He has high blood pressure and kidney problems. Most insurance companies are either ...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 10 lakhs. Last week, my father had to be admitted to Fortis Hospital in Kolkata fo...
Life insurance claim rejected - incorrect information in proposal form
My brother passed away 4 months ago due to COVID-19 complications. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was b...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 25 years old with coverage of 75 lakhs. Now I am 35 years old and my income has increased sign...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident a week ago ago where my car got side panel dent. The repair cost is estimated at 15000 rupees. I have comprehensive car insuran...
Room rent limit causing claim deduction - need advice
My mother was hospitalized for 10 days for spine surgery. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 3000 per da...
Room rent limit causing claim deduction - need advice
My spouse was hospitalized for 7 days for bypass surgery. The total bill was 20 lakhs. My health insurance policy has a room rent limit of 2000 per da...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 12 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 10 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 10 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for ...
Workmen compensation policy mandatory?
My agent is not helping properly. Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Can someone exp...
How much cover is needed for a family of 5? (Help needed)
Please guide me as I am new to this. How much cover is needed for a family of 5? (Help needed) Details: I have checked policy wording but it's un...
Annual multi-trip travel insurance benefits? (Help needed)
My agent is not helping properly. Annual multi-trip travel insurance benefits? (Help needed) Details: I have checked policy wording but it's uncl...
Art insurance for expensive paintings? (Help needed)
Please guide me as I am new to this. Art insurance for expensive paintings? (Help needed) Details: I have checked policy wording but it's unclear...
Claim process for major accident? (Help needed)
I read online about this but am confused. Claim process for major accident? (Help needed) Details: I have checked policy wording but it's unclear...
Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with 2 children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is re...
Senior citizen health insurance - 65 years old parent coverage
I want to buy health insurance for my mother who is 65 years old. He has arthritis and asthma. Most insurance companies are either rejecting the appli...