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Ask QuestionCar insurance claim for side panel dent - will NCB be affected?
I met with an accident a week ago ago where my car got side panel dent. The repair cost is estimated at 15000 rupees. I have comprehensive car insuran...
Room rent limit causing claim deduction - need advice
My mother was hospitalized for 10 days for spine surgery. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 3000 per da...
Room rent limit causing claim deduction - need advice
My spouse was hospitalized for 7 days for bypass surgery. The total bill was 20 lakhs. My health insurance policy has a room rent limit of 2000 per da...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 12 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 10 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 10 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for ...
Workmen compensation policy mandatory?
My agent is not helping properly. Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Can someone exp...
How much cover is needed for a family of 5? (Help needed)
Please guide me as I am new to this. How much cover is needed for a family of 5? (Help needed) Details: I have checked policy wording but it's un...
Annual multi-trip travel insurance benefits? (Help needed)
My agent is not helping properly. Annual multi-trip travel insurance benefits? (Help needed) Details: I have checked policy wording but it's uncl...
Art insurance for expensive paintings? (Help needed)
Please guide me as I am new to this. Art insurance for expensive paintings? (Help needed) Details: I have checked policy wording but it's unclear...
Claim process for major accident? (Help needed)
I read online about this but am confused. Claim process for major accident? (Help needed) Details: I have checked policy wording but it's unclear...
Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with 2 children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is re...
Senior citizen health insurance - 65 years old parent coverage
I want to buy health insurance for my mother who is 65 years old. He has arthritis and asthma. Most insurance companies are either rejecting the appli...
Car insurance claim for windshield crack - will NCB be affected?
I met with an accident last week ago where my car got windshield crack. The repair cost is estimated at 20000 rupees. I have comprehensive car insuran...
Third party property damage claim - car hit my boundary wall
A car hit my boundary wall yesterday ago causing damage worth 30000 rupees. The driver admitted fault and gave me his insurance details - he has third...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 6 months ago due to heart attack. She had a term insurance policy of 2 crores crores from LIC which was bought 5 years ago. When...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 25 years old with coverage of 25 lakhs. Now I am 37 years old and my income has increased sign...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 4 years ago when I was 30 years old with coverage of 30 lakhs. Now I am 30 years old and my income has increased sign...