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Ask QuestionWater seepage damage claim possible? (Help needed)
Urgent help needed as premium date is near. Water seepage damage claim possible? (Help needed) Details: I have checked policy wording but it's un...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with two child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is rec...
Life insurance claim rejected - incorrect information in proposal form
My brother passed away 3 months ago due to road accident. He had a term insurance policy of 75 lakhs crores from Max Life which was bought 4 years ago...
Life insurance claim rejected - incomplete documentation
My husband passed away 2 months ago due to road accident. He had a term insurance policy of 75 lakhs crores from ICICI Prudential which was bought 2 y...
Life insurance claim rejected - suspicious circumstances
My son passed away 2 months ago due to cancer. She had a term insurance policy of 2 crores crores from Bajaj Allianz Life which was bought 4 years ago...
Life insurance claim rejected - death during contestability period
My father passed away 3 months ago due to road accident. He had a term insurance policy of 2 crores crores from Bajaj Allianz Life which was bought 7 ...
Flight cancellation - will travel insurance cover my visa got rejected?
I had booked a trip to Singapore for 7 days starting from next week. I also bought travel insurance from ICICI Lombard for 3500 rupees covering medica...
Senior citizen health insurance - 78 years old parent coverage
I want to buy health insurance for my mother who is 78 years old. He has arthritis and high cholesterol. Most insurance companies are either rejecting...
Third party property damage claim - auto-rickshaw hit my gate
A auto-rickshaw hit my gate 5 days ago ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he has thi...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from Niva Bupa with sum insured of 15 lakhs. Last week, my mother had to be admitted to Fortis Hospital in Kolkata fo...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 6 years ago when I was 27 years old with coverage of 30 lakhs. Now I am 30 years old and my income has increased sign...
Senior citizen health insurance - 65 years old parent coverage
I want to buy health insurance for my mother who is 65 years old. He has thyroid and kidney problems. Most insurance companies are either rejecting th...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident yesterday ago where my car got front bumper damage. The repair cost is estimated at 25000 rupees. I have comprehensive car insu...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 15 lakhs. Last week, my brother had to be admitted to Apollo Hospital in Mumba...
Room rent limit causing claim deduction - need advice
My self was hospitalized for 15 days for spine surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per day,...
Claim process for highway accident?
I read online about this but am confused. Claim process for highway accident? Details: I have checked policy wording but it's unclear. Can someon...
Life insurance claim rejected - non-disclosure of pre-existing disease
My father passed away 3 months ago due to COVID-19 complications. She had a term insurance policy of 75 lakhs crores from ICICI Prudential which was b...
Third party property damage claim - car hit my shop shutter
A car hit my shop shutter a week ago ago causing damage worth 75000 rupees. The driver admitted fault and gave me his insurance details - he has third...
Third party property damage claim - bus hit my parked car
A bus hit my parked car yesterday ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he has third pa...
Pre-existing disease coverage waiting period - PCOD
I was diagnosed with PCOD about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exist...