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Ask QuestionCar insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident last week ago where my car got rear-end collision damage. The repair cost is estimated at 30000 rupees. I have comprehensive ca...
Pre-existing disease coverage waiting period - PCOD
I was diagnosed with PCOD about 3 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-existi...
Cashless hospitalization rejected - Narayana Health not in network list
I have a health insurance policy from Niva Bupa with sum insured of 20 lakhs. Last week, my daughter had to be admitted to Narayana Health in Pune for...
Senior citizen health insurance - 78 years old parent coverage
I want to buy health insurance for my mother who is 78 years old. He has arthritis and high cholesterol. Most insurance companies are either rejecting...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident a week ago ago where my car got multiple scratches. The repair cost is estimated at 20000 rupees. I have comprehensive car insu...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with 2 child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Bicycle insurance availability? (Help needed)
Please guide me as I am new to this. Bicycle insurance availability? (Help needed) Details: I have checked policy wording but it's unclear. Can s...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 2 children. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is re...
Pre-existing disease coverage waiting period - hypertension
I was diagnosed with hypertension about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pr...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 25 lakhs. Last week, my wife had to be admitted to Apollo Hospital in Delhi for de...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with two kids. My annual income is 25 lakhs. I want to secure my family's financial future. An insurance agent is reco...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 5 years ago when I was 25 years old with coverage of 75 lakhs. Now I am 30 years old and my income has increased sign...
Senior citizen health insurance - 70 years old parent coverage
I want to buy health insurance for my mother who is 70 years old. She has arthritis and asthma. Most insurance companies are either rejecting the appl...
Pre-existing disease coverage waiting period - arthritis
I was diagnosed with arthritis about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-e...
Cashless hospitalization rejected - Columbia Asia not in network list
I have a health insurance policy from Max Bupa with sum insured of 5 lakhs. Last week, my son had to be admitted to Columbia Asia in Chennai for heart...
Room rent limit causing claim deduction - need advice
My self was hospitalized for 7 days for liver transplant. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per da...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Third party vs Comprehensive: My car is 65 years old.
I read online about this but am confused. Third party vs Comprehensive: My car is 65 years old. Details: I have checked policy wording but it's u...
Drone insurance regulations in India? (Help needed)
I am facing this issue since last week. Drone insurance regulations in India? (Help needed) Details: I have checked policy wording but it's uncle...