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Ask QuestionCar insurance claim for windshield crack - will NCB be affected?
I met with an accident yesterday ago where my car got windshield crack. The repair cost is estimated at 15000 rupees. I have comprehensive car insuran...
Cashless hospitalization rejected - Max Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 20 lakhs. Last week, my wife had to be admitted to Max Hospital in Hyderabad f...
Life insurance claim rejected - death during contestability period
My husband passed away 2 months ago due to COVID-19 complications. He had a term insurance policy of 1 crore crores from SBI Life which was bought 3 y...
Third party property damage claim - truck hit my boundary wall
A truck hit my boundary wall last week ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has thi...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with two kids. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is reco...
Pre-existing disease coverage waiting period - diabetes
I was diagnosed with diabetes about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 25 lakhs. Last week, my sister had to be admitted to Apollo Hospital in Hydera...
Room rent limit causing claim deduction - need advice
My mother was hospitalized for 10 days for cancer treatment. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 3000 per...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Art insurance for expensive paintings? (Help needed)
I am facing this issue since last week. Art insurance for expensive paintings? (Help needed) Details: I have checked policy wording but it's uncl...
Drone insurance regulations in India? (Help needed)
Urgent help needed as premium date is near. Drone insurance regulations in India? (Help needed) Details: I have checked policy wording but it's u...
Bicycle insurance availability? (Help needed)
My agent is not helping properly. Bicycle insurance availability? (Help needed) Details: I have checked policy wording but it's unclear. Can some...
Art insurance for expensive paintings?
My agent is not helping properly. Art insurance for expensive paintings? Details: I have checked policy wording but it's unclear. Can someone exp...
Whole life vs Term life: Better investment? (Help needed)
My agent is not helping properly. Whole life vs Term life: Better investment? (Help needed) Details: I have checked policy wording but it's uncle...
Flight cancellation - will travel insurance cover there is a family emergency?
I had booked a trip to Maldives for 7 days starting from next week. I also bought travel insurance from Bajaj Allianz for 3500 rupees covering medical...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 1 kids. My annual income is 25 lakhs. I want to secure my family's financial future. An insurance agent is recomm...
Flight cancellation - will travel insurance cover there is a family emergency?
I had booked a trip to Thailand for 7 days starting from in 10 days. I also bought travel insurance from Bajaj Allianz for 2500 rupees covering medica...
Third party property damage claim - bus hit my two-wheeler
A bus hit my two-wheeler 3 days ago ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he has third ...
Pre-existing disease coverage waiting period - arthritis
I was diagnosed with arthritis about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 2 child. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is recom...