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Ask QuestionPre-existing disease coverage waiting period - high cholesterol
I was diagnosed with high cholesterol about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Cashless hospitalization rejected - Max Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 25 lakhs. Last week, my wife had to be admitted to Max Hospital in Delhi for s...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 15 days for bypass surgery. The total bill was 15 lakhs. My health insurance policy has a room rent limit of 5000 per d...
Burglary claim procedure requiring FIR?
I am facing this issue since last week. Burglary claim procedure requiring FIR? Details: I have checked policy wording but it's unclear. Can some...
Short circuit fire damage covered? (Help needed)
Please guide me as I am new to this. Short circuit fire damage covered? (Help needed) Details: I have checked policy wording but it's unclear. Ca...
Shopkeeper insurance policy essentials? (Help needed)
Please guide me as I am new to this. Shopkeeper insurance policy essentials? (Help needed) Details: I have checked policy wording but it's unclea...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Singapore for 10 days starting from next week. I also bought travel insurance from Bajaj Allianz for 2500 rupees covering medic...
Third party property damage claim - motorcycle hit my two-wheeler
A motorcycle hit my two-wheeler a week ago ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 1 kids. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is recomm...
Life insurance claim rejected - incorrect information in proposal form
My father passed away 6 months ago due to sudden cardiac arrest. She had a term insurance policy of 50 lakhs crores from Max Life which was bought 7 y...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Europe for 20 days starting from in 10 days. I also bought travel insurance from Reliance Travel for 3500 rupees covering medic...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with 1 kids. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is recomm...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 3 years ago when I was 30 years old with coverage of 75 lakhs. Now I am 30 years old and my income has increased sign...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 25 lakhs. Last week, my mother had to be admitted to Fortis Hospital in Bangal...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 12 days for knee replacement. The total bill was 15 lakhs. My health insurance policy has a room rent limit of 2000 per...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 18 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Drone insurance regulations in India?
My agent is not helping properly. Drone insurance regulations in India? Details: I have checked policy wording but it's unclear. Can someone expl...
Bicycle insurance availability?
My agent is not helping properly. Bicycle insurance availability? Details: I have checked policy wording but it's unclear. Can someone explain in...
Insurance for mobile phone screen damage? (Help needed)
I am facing this issue since last week. Insurance for mobile phone screen damage? (Help needed) Details: I have checked policy wording but it's u...
No Claim Bonus (NCB) transfer process? (Help needed)
Urgent help needed as premium date is near. No Claim Bonus (NCB) transfer process? (Help needed) Details: I have checked policy wording but it's ...