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Ask QuestionWorkmen compensation policy mandatory? (Help needed)
My agent is not helping properly. Workmen compensation policy mandatory? (Help needed) Details: I have checked policy wording but it's unclear. C...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident a week ago ago where my car got rear-end collision damage. The repair cost is estimated at 35000 rupees. I have comprehensive c...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident yesterday ago where my car got multiple scratches. The repair cost is estimated at 20000 rupees. I have comprehensive car insur...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 15 lakhs. Last week, my son had to be admitted to Apollo Hospital in Delhi for sev...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exis...
Room rent limit causing claim deduction - need advice
My self was hospitalized for 5 days for spine surgery. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 5000 per day, ...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 10 days for bypass surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per d...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 18 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Pre-existing disease coverage waiting period - kidney stones
I was diagnosed with kidney stones about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...
Term insurance vs PPF: Which is better? (Help needed)
I read online about this but am confused. Term insurance vs PPF: Which is better? (Help needed) Details: I have checked policy wording but it's u...
Student travel insurance checklist for Thailand? (Help needed)
I am facing this issue since last week. Student travel insurance checklist for Thailand? (Help needed) Details: I have checked policy wording but it&#...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 1 children. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - incomplete documentation
My husband passed away 6 months ago due to COVID-19 complications. He had a term insurance policy of 1 crore crores from Bajaj Allianz Life which was ...
Third party property damage claim - auto-rickshaw hit my gate
A auto-rickshaw hit my gate last week ago causing damage worth 60000 rupees. The driver admitted fault and gave me his insurance details - he has thir...
Third party property damage claim - truck hit my shop shutter
A truck hit my shop shutter yesterday ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he has thir...
Pre-existing disease coverage waiting period - high cholesterol
I was diagnosed with high cholesterol about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 4 years ago when I was 28 years old with coverage of 25 lakhs. Now I am 32 years old and my income has increased sign...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Dubai for 15 days starting from in 10 days. I also bought travel insurance from Tata AIG for 3500 rupees covering medical emerg...
Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with two child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is rec...