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Ask QuestionThird party property damage claim - bus hit my shop shutter
A bus hit my shop shutter last week ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has third ...
Term insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with 2 children. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is re...
Workmen compensation policy mandatory?
My agent is not helping properly. Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Can someone exp...
Electronics breakdown cover in home insurance? (Help needed)
Urgent help needed as premium date is near. Electronics breakdown cover in home insurance? (Help needed) Details: I have checked policy wording but it...
Tax benefits of term insurance under 80C?
I am facing this issue since last week. Tax benefits of term insurance under 80C? Details: I have checked policy wording but it's unclear. Can so...
Workmen compensation policy mandatory? (Help needed)
My agent is not helping properly. Workmen compensation policy mandatory? (Help needed) Details: I have checked policy wording but it's unclear. C...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident a week ago ago where my car got rear-end collision damage. The repair cost is estimated at 35000 rupees. I have comprehensive c...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident yesterday ago where my car got multiple scratches. The repair cost is estimated at 20000 rupees. I have comprehensive car insur...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 15 lakhs. Last week, my son had to be admitted to Apollo Hospital in Delhi for sev...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exis...
Room rent limit causing claim deduction - need advice
My self was hospitalized for 5 days for spine surgery. The total bill was 12 lakhs. My health insurance policy has a room rent limit of 5000 per day, ...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 10 days for bypass surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per d...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 18 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Pre-existing disease coverage waiting period - kidney stones
I was diagnosed with kidney stones about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...
Term insurance vs PPF: Which is better? (Help needed)
I read online about this but am confused. Term insurance vs PPF: Which is better? (Help needed) Details: I have checked policy wording but it's u...
Student travel insurance checklist for Thailand? (Help needed)
I am facing this issue since last week. Student travel insurance checklist for Thailand? (Help needed) Details: I have checked policy wording but it&#...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 1 children. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - incomplete documentation
My husband passed away 6 months ago due to COVID-19 complications. He had a term insurance policy of 1 crore crores from Bajaj Allianz Life which was ...
Third party property damage claim - auto-rickshaw hit my gate
A auto-rickshaw hit my gate last week ago causing damage worth 60000 rupees. The driver admitted fault and gave me his insurance details - he has thir...