All Discussions
Ask QuestionMaternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 15 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Public liability insurance for small office?
I read online about this but am confused. Public liability insurance for small office? Details: I have checked policy wording but it's unclear. C...
Term insurance vs ULIP - which is better for 30 year old?
I am 30 years old, married with 2 child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident last week ago where my car got side panel dent. The repair cost is estimated at 35000 rupees. I have comprehensive car insuranc...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from Star Health with sum insured of 25 lakhs. Last week, my daughter had to be admitted to Fortis Hospital in Pune f...
Third party property damage claim - truck hit my two-wheeler
A truck hit my two-wheeler 5 days ago ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has thir...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with two child. My annual income is 12 lakhs. I want to secure my family's financial future. An insurance agent is rec...
Cashless hospitalization rejected - Columbia Asia not in network list
I have a health insurance policy from Max Bupa with sum insured of 5 lakhs. Last week, my mother had to be admitted to Columbia Asia in Pune for emerg...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from Niva Bupa with sum insured of 5 lakhs. Last week, my husband had to be admitted to Fortis Hospital in Pune for d...
Room rent limit causing claim deduction - need advice
My self was hospitalized for 5 days for bypass surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 5000 per day,...
Insurance claim for windshield damage denied.
I read online about this but am confused. Insurance claim for windshield damage denied. Details: I have checked policy wording but it's unclear. ...
Public liability insurance for small office?
I am facing this issue since last week. Public liability insurance for small office? Details: I have checked policy wording but it's unclear. Can...
Art insurance for expensive paintings?
Urgent help needed as premium date is near. Art insurance for expensive paintings? Details: I have checked policy wording but it's unclear. Can s...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with 2 children. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - death during contestability period
My husband passed away 6 months ago due to COVID-19 complications. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was b...
Life insurance claim rejected - suspicious circumstances
My son passed away 2 months ago due to cancer. He had a term insurance policy of 2 crores crores from SBI Life which was bought 7 years ago. When we f...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident last week ago where my car got multiple scratches. The repair cost is estimated at 25000 rupees. I have comprehensive car insur...
Third party property damage claim - truck hit my boundary wall
A truck hit my boundary wall yesterday ago causing damage worth 30000 rupees. The driver admitted fault and gave me his insurance details - he has thi...
Life insurance claim rejected - suspicious circumstances
My brother passed away 4 months ago due to cancer. He had a term insurance policy of 75 lakhs crores from ICICI Prudential which was bought 6 years ag...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 3 years ago when I was 30 years old with coverage of 25 lakhs. Now I am 40 years old and my income has increased sign...