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Ask QuestionSenior citizen health insurance - 72 years old parent coverage
I want to buy health insurance for my father who is 72 years old. He has thyroid and kidney problems. Most insurance companies are either rejecting th...
Third party property damage claim - bus hit my two-wheeler
A bus hit my two-wheeler yesterday ago causing damage worth 60000 rupees. The driver admitted fault and gave me his insurance details - he has third p...
Cashless hospitalization rejected - Narayana Health not in network list
I have a health insurance policy from Niva Bupa with sum insured of 10 lakhs. Last week, my wife had to be admitted to Narayana Health in Pune for hea...
Room rent limit causing claim deduction - need advice
My mother was hospitalized for 12 days for spine surgery. The total bill was 8 lakhs. My health insurance policy has a room rent limit of 2000 per day...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 15 days for knee replacement. The total bill was 15 lakhs. My health insurance policy has a room rent limit of 5000 per...
OPD cover in health insurance: Is it useful? (Help needed)
I am facing this issue since last week. OPD cover in health insurance: Is it useful? (Help needed) Details: I have checked policy wording but it'...
Drone insurance regulations in India?
My agent is not helping properly. Drone insurance regulations in India? Details: I have checked policy wording but it's unclear. Can someone expl...
Bicycle insurance availability?
Urgent help needed as premium date is near. Bicycle insurance availability? Details: I have checked policy wording but it's unclear. Can someone ...
Art insurance for expensive paintings?
Urgent help needed as premium date is near. Art insurance for expensive paintings? Details: I have checked policy wording but it's unclear. Can s...
Term insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with 2 kids. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is recomm...
Senior citizen health insurance - 68 years old parent coverage
I want to buy health insurance for my mother who is 68 years old. He has high blood pressure and heart disease. Most insurance companies are either re...
Life insurance claim rejected - incorrect information in proposal form
My brother passed away 4 months ago due to road accident. He had a term insurance policy of 1 crore crores from SBI Life which was bought 7 years ago....
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 6 years ago when I was 25 years old with coverage of 75 lakhs. Now I am 30 years old and my income has increased sign...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident yesterday ago where my car got rear-end collision damage. The repair cost is estimated at 20000 rupees. I have comprehensive ca...
Term insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with 1 child. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is recomm...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with 2 children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is re...
Pre-existing disease coverage waiting period - kidney stones
I was diagnosed with kidney stones about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for ...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-exi...
Question: Does home insurance cover earthquake?
Urgent help needed as premium date is near. Question: Does home insurance cover earthquake? Details: I have checked policy wording but it's uncle...
Public liability insurance for small office?
Urgent help needed as premium date is near. Public liability insurance for small office? Details: I have checked policy wording but it's unclear....