All Discussions
Ask QuestionTerm insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with two child. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is rec...
Senior citizen health insurance - 75 years old parent coverage
I want to buy health insurance for my father who is 75 years old. He has diabetes and kidney problems. Most insurance companies are either rejecting t...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident last week ago where my car got side panel dent. The repair cost is estimated at 30000 rupees. I have comprehensive car insuranc...
Pre-existing disease coverage waiting period - high cholesterol
I was diagnosed with high cholesterol about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period ...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 25 lakhs. Last week, my son had to be admitted to Fortis Hospital in Mumbai for he...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from Star Health with sum insured of 25 lakhs. Last week, my husband had to be admitted to Fortis Hospital in Mumbai ...
Room rent limit causing claim deduction - need advice
My mother was hospitalized for 12 days for spine surgery. The total bill was 8 lakhs. My health insurance policy has a room rent limit of 3000 per day...
Whole life vs Term life: Better investment? (Help needed)
I read online about this but am confused. Whole life vs Term life: Better investment? (Help needed) Details: I have checked policy wording but it'...
Bicycle insurance availability? (Help needed)
I am facing this issue since last week. Bicycle insurance availability? (Help needed) Details: I have checked policy wording but it's unclear. Ca...
Lost baggage claim process with Indigo?
I read online about this but am confused. Lost baggage claim process with Indigo? Details: I have checked policy wording but it's unclear. Can so...
Cyber insurance for freelancers?
I read online about this but am confused. Cyber insurance for freelancers? Details: I have checked policy wording but it's unclear. Can someone e...
Cyber insurance for freelancers? (Help needed)
Please guide me as I am new to this. Cyber insurance for freelancers? (Help needed) Details: I have checked policy wording but it's unclear. Can ...
Art insurance for expensive paintings?
My agent is not helping properly. Art insurance for expensive paintings? Details: I have checked policy wording but it's unclear. Can someone exp...
Life insurance claim rejected - death during contestability period
My husband passed away 3 months ago due to road accident. She had a term insurance policy of 1 crore crores from HDFC Life which was bought 6 years ag...
Third party property damage claim - bus hit my two-wheeler
A bus hit my two-wheeler 5 days ago ago causing damage worth 30000 rupees. The driver admitted fault and gave me his insurance details - he has third ...
Third party property damage claim - bus hit my boundary wall
A bus hit my boundary wall last week ago causing damage worth 75000 rupees. The driver admitted fault and gave me his insurance details - he has third...
Pre-existing disease coverage waiting period - high cholesterol
I was diagnosed with high cholesterol about 3 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with two children. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is r...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident 3 days ago ago where my car got side panel dent. The repair cost is estimated at 20000 rupees. I have comprehensive car insuran...
Cashless hospitalization rejected - Narayana Health not in network list
I have a health insurance policy from Care Health with sum insured of 15 lakhs. Last week, my son had to be admitted to Narayana Health in Chennai for...