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Ask QuestionTerm insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with 2 children. My annual income is 12 lakhs. I want to secure my family's financial future. An insurance agent is re...
Life insurance claim rejected - incomplete documentation
My son passed away 3 months ago due to COVID-19 complications. He had a term insurance policy of 75 lakhs crores from LIC which was bought 5 years ago...
Senior citizen health insurance - 78 years old parent coverage
I want to buy health insurance for my father who is 78 years old. She has high blood pressure and kidney problems. Most insurance companies are either...
Third party property damage claim - truck hit my two-wheeler
A truck hit my two-wheeler a week ago ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he has thir...
Cashless hospitalization rejected - Fortis Hospital not in network list
I have a health insurance policy from Care Health with sum insured of 30 lakhs. Last week, my daughter had to be admitted to Fortis Hospital in Pune f...
Flight cancellation - will travel insurance cover my visa got rejected?
I had booked a trip to Dubai for 20 days starting from in 2 weeks. I also bought travel insurance from Bajaj Allianz for 3000 rupees covering medical ...
Car insurance claim for side panel dent - will NCB be affected?
I met with an accident 3 days ago ago where my car got side panel dent. The repair cost is estimated at 35000 rupees. I have comprehensive car insuran...
Third party property damage claim - auto-rickshaw hit my gate
A auto-rickshaw hit my gate a week ago ago causing damage worth 30000 rupees. The driver admitted fault and gave me his insurance details - he has thi...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from ICICI Lombard with sum insured of 30 lakhs. Last week, my mother had to be admitted to Apollo Hospital in Mumbai...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 8 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 15 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Public liability insurance for small office? (Help needed)
I am facing this issue since last week. Public liability insurance for small office? (Help needed) Details: I have checked policy wording but it'...
Third party vs Comprehensive: My car is 70 years old.
I read online about this but am confused. Third party vs Comprehensive: My car is 70 years old. Details: I have checked policy wording but it's u...
Cyber insurance for freelancers? (Help needed)
I read online about this but am confused. Cyber insurance for freelancers? (Help needed) Details: I have checked policy wording but it's unclear....
Burglary claim procedure requiring FIR? (Help needed)
Urgent help needed as premium date is near. Burglary claim procedure requiring FIR? (Help needed) Details: I have checked policy wording but it's...
Third party property damage claim - motorcycle hit my shop shutter
A motorcycle hit my shop shutter 3 days ago ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he ha...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident 3 days ago ago where my car got front bumper damage. The repair cost is estimated at 35000 rupees. I have comprehensive car ins...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 6 years ago when I was 25 years old with coverage of 50 lakhs. Now I am 40 years old and my income has increased sign...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Dubai for 7 days starting from in 10 days. I also bought travel insurance from HDFC Ergo for 2000 rupees covering medical emerg...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 1 child. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is recom...