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Ask QuestionThird party property damage claim - motorcycle hit my shop shutter
A motorcycle hit my shop shutter 3 days ago ago causing damage worth 40000 rupees. The driver admitted fault and gave me his insurance details - he ha...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident 3 days ago ago where my car got front bumper damage. The repair cost is estimated at 35000 rupees. I have comprehensive car ins...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 6 years ago when I was 25 years old with coverage of 50 lakhs. Now I am 40 years old and my income has increased sign...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Dubai for 7 days starting from in 10 days. I also bought travel insurance from HDFC Ergo for 2000 rupees covering medical emerg...
Term insurance vs ULIP - which is better for 32 year old?
I am 32 years old, married with 1 child. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Cashless hospitalization rejected - Narayana Health not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 25 lakhs. Last week, my daughter had to be admitted to Narayana Health in Delhi fo...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 6 months. We currently do not have any health insurance. I want to buy a policy that covers mate...
Maternity coverage - when should I buy health insurance?
My wife and I are planning to have a baby in the next 10 months. We currently do not have any health insurance. I want to buy a policy that covers mat...
Engine protection cover importance for Hyderabad drivers?
Urgent help needed as premium date is near. Engine protection cover importance for Hyderabad drivers? Details: I have checked policy wording but it�...
Trip curtailment vs cancellation coverage?
My agent is not helping properly. Trip curtailment vs cancellation coverage? Details: I have checked policy wording but it's unclear. Can someone...
OPD cover for regular vet visits? (Help needed)
Urgent help needed as premium date is near. OPD cover for regular vet visits? (Help needed) Details: I have checked policy wording but it's uncle...
Cyber insurance for freelancers?
Urgent help needed as premium date is near. Cyber insurance for freelancers? Details: I have checked policy wording but it's unclear. Can someone...
OPD cover for regular vet visits? (Help needed)
My agent is not helping properly. OPD cover for regular vet visits? (Help needed) Details: I have checked policy wording but it's unclear. Can so...
Bicycle insurance availability?
I am facing this issue since last week. Bicycle insurance availability? Details: I have checked policy wording but it's unclear. Can someone expl...
Senior citizen health insurance - 65 years old parent coverage
I want to buy health insurance for my mother who is 65 years old. He has arthritis and high cholesterol. Most insurance companies are either rejecting...
Life insurance claim rejected - non-disclosure of pre-existing disease
My son passed away 2 months ago due to heart attack. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was bought 7 years ...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident 3 days ago ago where my car got rear-end collision damage. The repair cost is estimated at 25000 rupees. I have comprehensive c...
Third party property damage claim - auto-rickshaw hit my two-wheeler
A auto-rickshaw hit my two-wheeler yesterday ago causing damage worth 60000 rupees. The driver admitted fault and gave me his insurance details - he h...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with two child. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is rec...
Pre-existing disease coverage waiting period - high cholesterol
I was diagnosed with high cholesterol about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period ...