Motor Insurance

Car insurance claim for rear-end collision damage - will NCB be affected?

I met with an accident a week ago ago where my car got rear-end collision damage. The repair cost is estimated at 20000 rupees. I have comprehensive car insurance from TATA AIG with IDV of 10 lakhs. This is my fourth year of no claim and I have 35% NCB. If I file a claim for this damage, will I lose my NCB? Is it better to pay for the repairs myself to protect my NCB? The premium I am paying is 12000 per year. Please help me decide whether to claim or pay from pocket. Also, how long does the claim settlement process take?

#car-insurance #ncb #accident-claim #own-damage #comprehensive-insurance
13
213 0 3 months ago
Asked by aarav.gupta256 (209 rep)
Share:

0 Answers

Join the Conversation

Sign in to share your knowledge and help others

Login to Answer

No answers yet. Be the first to help!

```