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Ask QuestionTerm insurance vs ULIP - which is better for 40 year old?
I am 40 years old, married with two children. My annual income is 20 lakhs. I want to secure my family's financial future. An insurance agent is ...
Flight cancellation - will travel insurance cover my visa got rejected?
I had booked a trip to Singapore for 14 days starting from in 2 weeks. I also bought travel insurance from Bajaj Allianz for 3500 rupees covering medi...
Senior citizen health insurance - 75 years old parent coverage
I want to buy health insurance for my father-in-law who is 75 years old. She has diabetes and high cholesterol. Most insurance companies are either re...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident last week ago where my car got front bumper damage. The repair cost is estimated at 15000 rupees. I have comprehensive car insu...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident last week ago where my car got rear-end collision damage. The repair cost is estimated at 15000 rupees. I have comprehensive ca...
Third party property damage claim - car hit my gate
A car hit my gate last week ago causing damage worth 50000 rupees. The driver admitted fault and gave me his insurance details - he has third party in...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for ...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 10 days for bypass surgery. The total bill was 15 lakhs. My health insurance policy has a room rent limit of 3000 per d...
Senior citizen health insurance - 70 years old parent coverage
I want to buy health insurance for my mother who is 70 years old. He has high blood pressure and kidney problems. Most insurance companies are either ...
Pre-existing disease coverage waiting period - PCOD
I was diagnosed with PCOD about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-existi...
Bicycle insurance availability?
I read online about this but am confused. Bicycle insurance availability? Details: I have checked policy wording but it's unclear. Can someone ex...
Does travel insurance cover hiking? (Help needed)
I am facing this issue since last week. Does travel insurance cover hiking? (Help needed) Details: I have checked policy wording but it's unclear...
Laptop insurance claim for liquid damage? (Help needed)
My agent is not helping properly. Laptop insurance claim for liquid damage? (Help needed) Details: I have checked policy wording but it's unclear...
Claim for flight cancellation due to late intimation?
Urgent help needed as premium date is near. Claim for flight cancellation due to late intimation? Details: I have checked policy wording but it's...
Is 45 too late to buy term insurance?
My agent is not helping properly. Is 45 too late to buy term insurance? Details: I have checked policy wording but it's unclear. Can someone expl...
Laptop insurance claim for liquid damage? (Help needed)
I am facing this issue since last week. Laptop insurance claim for liquid damage? (Help needed) Details: I have checked policy wording but it's u...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Maldives for 14 days starting from in 2 weeks. I also bought travel insurance from Tata AIG for 2000 rupees covering medical em...
Third party property damage claim - car hit my parked car
A car hit my parked car last week ago causing damage worth 50000 rupees. The driver admitted fault and gave me his insurance details - he has third pa...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-ex...
Cashless hospitalization rejected - Max Hospital not in network list
I have a health insurance policy from Care Health with sum insured of 20 lakhs. Last week, my mother had to be admitted to Max Hospital in Hyderabad f...