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Life Insurance

Life insurance claim rejected - death during contestability period

My brother passed away 3 months ago due to COVID-19 complications. He had a term insurance policy of 50 lakhs crores from ICICI Prudential which was b...

elizabeth.deshmukh923 41 1 month ago
-1
0 answers
Life Insurance

Increasing term insurance coverage - should I buy additional policy?

I bought a term insurance policy 7 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 40 years old and my income has increased sign...

meera.bhatia690 257 1 month ago
0
0 answers
Travel Insurance

Flight cancellation - will travel insurance cover there is a family emergency?

I had booked a trip to Europe for 10 days starting from in 2 weeks. I also bought travel insurance from HDFC Ergo for 2500 rupees covering medical eme...

vihaan.gupta118 259 1 month ago
3
0 answers
Life Insurance

Term insurance vs ULIP - which is better for 32 year old?

I am 32 years old, married with 1 child. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is recom...

myra.bhatia755 263 1 month ago
15
0 answers
Health Insurance

Room rent limit causing claim deduction - need advice

My spouse was hospitalized for 5 days for liver transplant. The total bill was 8 lakhs. My health insurance policy has a room rent limit of 2000 per d...

aditya.fernandes236 173 1 month ago
34
0 answers
Life Insurance

Question: Tax free maturity in life insurance: Section 10(10D) rules?

My agent is not helping properly. Question: Tax free maturity in life insurance: Section 10(10D) rules? Details: I have checked policy wording but it&...

mary.yadav305 816 1 month ago
36
0 answers
Life Insurance

Child education plan vs Mutual Funds?

I am facing this issue since last week. Child education plan vs Mutual Funds? Details: I have checked policy wording but it's unclear. Can someon...

amit.roy998 2.8K 1 month ago
45
0 answers
Motor Insurance

Add-on covers worth buying for SUV?

Please guide me as I am new to this. Add-on covers worth buying for SUV? Details: I have checked policy wording but it's unclear. Can someone exp...

meera.singh217 1.4K 1 month ago
2
0 answers
Retirement Plan

Laptop insurance claim for liquid damage?

I am facing this issue since last week. Laptop insurance claim for liquid damage? Details: I have checked policy wording but it's unclear. Can so...

ishaan.yadav139 3.4K 1 month ago
43
0 answers
Child Plan

Cyber insurance for freelancers? (Help needed)

My agent is not helping properly. Cyber insurance for freelancers? (Help needed) Details: I have checked policy wording but it's unclear. Can som...

david.kumar806 1.6K 1 month ago
32
0 answers
Riders & Add-ons

Laptop insurance claim for liquid damage? (Help needed)

I read online about this but am confused. Laptop insurance claim for liquid damage? (Help needed) Details: I have checked policy wording but it's...

rahul.reddy800 475 1 month ago
7
0 answers
Life Insurance

Life insurance claim rejected - incorrect information in proposal form

My father passed away 4 months ago due to heart attack. She had a term insurance policy of 2 crores crores from Max Life which was bought 6 years ago....

nisha.fernandes228 234 1 month ago
15
0 answers
Motor Insurance

Car insurance claim for multiple scratches - will NCB be affected?

I met with an accident yesterday ago where my car got multiple scratches. The repair cost is estimated at 35000 rupees. I have comprehensive car insur...

rohan.roy561 475 1 month ago
3
0 answers
Health Insurance

Cashless hospitalization rejected - Narayana Health not in network list

I have a health insurance policy from ICICI Lombard with sum insured of 10 lakhs. Last week, my husband had to be admitted to Narayana Health in Hyder...

riya.nair721 498 1 month ago
12
0 answers
Life Insurance

Increasing term insurance coverage - should I buy additional policy?

I bought a term insurance policy 5 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 30 years old and my income has increased sign...

sarah.pillai383 97 1 month ago
11
0 answers
Motor Insurance

Third party property damage claim - truck hit my boundary wall

A truck hit my boundary wall 3 days ago ago causing damage worth 50000 rupees. The driver admitted fault and gave me his insurance details - he has th...

krishna.pathak524 429 1 month ago
1
0 answers
Life Insurance

Term insurance vs ULIP - which is better for 28 year old?

I am 28 years old, married with two children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is ...

fatima.rao957 212 1 month ago
9
0 answers
Health Insurance

Cashless hospitalization rejected - Max Hospital not in network list

I have a health insurance policy from Niva Bupa with sum insured of 25 lakhs. Last week, my daughter had to be admitted to Max Hospital in Pune for se...

arjun.chopra692 335 1 month ago
1
0 answers
Health Insurance

Cashless hospitalization rejected - Max Hospital not in network list

I have a health insurance policy from Max Bupa with sum insured of 10 lakhs. Last week, my brother had to be admitted to Max Hospital in Bangalore for...

ayan.kumar104 192 1 month ago
9
0 answers
Pet Insurance

Question: Age limit for buying pet insurance? (Help needed)

I read online about this but am confused. Question: Age limit for buying pet insurance? (Help needed) Details: I have checked policy wording but it�...

sana.shah153 429 1 month ago