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Ask QuestionRoom rent limit causing claim deduction - need advice
My self was hospitalized for 12 days for spine surgery. The total bill was 18 lakhs. My health insurance policy has a room rent limit of 2000 per day,...
Question: Laptop insurance claim for liquid damage?
Please guide me as I am new to this. Question: Laptop insurance claim for liquid damage? Details: I have checked policy wording but it's unclear....
Art insurance for expensive paintings?
I am facing this issue since last week. Art insurance for expensive paintings? Details: I have checked policy wording but it's unclear. Can someo...
Workmen compensation policy mandatory? (Help needed)
Urgent help needed as premium date is near. Workmen compensation policy mandatory? (Help needed) Details: I have checked policy wording but it's ...
How much cover is needed for a family of 5? (Help needed)
I am facing this issue since last week. How much cover is needed for a family of 5? (Help needed) Details: I have checked policy wording but it's...
Water seepage damage claim possible?
Urgent help needed as premium date is near. Water seepage damage claim possible? Details: I have checked policy wording but it's unclear. Can som...
Workmen compensation policy mandatory? (Help needed)
Urgent help needed as premium date is near. Workmen compensation policy mandatory? (Help needed) Details: I have checked policy wording but it's ...
Workmen compensation policy mandatory?
Urgent help needed as premium date is near. Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Can s...
Life insurance claim rejected - death during contestability period
My father passed away 3 months ago due to COVID-19 complications. She had a term insurance policy of 50 lakhs crores from SBI Life which was bought 7 ...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident yesterday ago where my car got multiple scratches. The repair cost is estimated at 35000 rupees. I have comprehensive car insur...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident a week ago ago where my car got front bumper damage. The repair cost is estimated at 20000 rupees. I have comprehensive car ins...
Pre-existing disease coverage waiting period - arthritis
I was diagnosed with arthritis about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-e...
Term insurance vs ULIP - which is better for 35 year old?
I am 35 years old, married with 2 child. My annual income is 15 lakhs. I want to secure my family's financial future. An insurance agent is recom...
Life insurance claim rejected - incomplete documentation
My father passed away 3 months ago due to cancer. He had a term insurance policy of 50 lakhs crores from LIC which was bought 4 years ago. When we fil...
Senior citizen health insurance - 70 years old parent coverage
I want to buy health insurance for my mother who is 70 years old. He has diabetes and kidney problems. Most insurance companies are either rejecting t...
Senior citizen health insurance - 65 years old parent coverage
I want to buy health insurance for my mother-in-law who is 65 years old. He has arthritis and kidney problems. Most insurance companies are either rej...
Car insurance claim for windshield crack - will NCB be affected?
I met with an accident a week ago ago where my car got windshield crack. The repair cost is estimated at 40000 rupees. I have comprehensive car insura...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident a week ago ago where my car got rear-end collision damage. The repair cost is estimated at 30000 rupees. I have comprehensive c...
Pre-existing disease coverage waiting period - asthma
I was diagnosed with asthma about 18 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-ex...
Pre-existing disease coverage waiting period - diabetes
I was diagnosed with diabetes about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-ex...