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Ask QuestionQuestion: Public liability insurance for small office? (Help needed)
My agent is not helping properly. Question: Public liability insurance for small office? (Help needed) Details: I have checked policy wording but it&#...
Claim rejected due to late intimation. What to do?
Urgent help needed as premium date is near. Claim rejected due to late intimation. What to do? Details: I have checked policy wording but it's un...
Surrendering LIC policy after 20 years. Loss calculation?
I am facing this issue since last week. Surrendering LIC policy after 20 years. Loss calculation? Details: I have checked policy wording but it's...
Flight cancellation - will travel insurance cover my visa got rejected?
I had booked a trip to Maldives for 7 days starting from next week. I also bought travel insurance from Bajaj Allianz for 3000 rupees covering medical...
Senior citizen health insurance - 72 years old parent coverage
I want to buy health insurance for my father-in-law who is 72 years old. She has thyroid and kidney problems. Most insurance companies are either reje...
Cashless hospitalization rejected - Columbia Asia not in network list
I have a health insurance policy from Max Bupa with sum insured of 20 lakhs. Last week, my brother had to be admitted to Columbia Asia in Chennai for ...
Cashless hospitalization rejected - Narayana Health not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 25 lakhs. Last week, my wife had to be admitted to Narayana Health in Mumbai for a...
Flight cancellation - will travel insurance cover my father fell seriously ill?
I had booked a trip to USA for 14 days starting from in 2 weeks. I also bought travel insurance from Bajaj Allianz for 2500 rupees covering medical em...
Third party property damage claim - bus hit my boundary wall
A bus hit my boundary wall a week ago ago causing damage worth 75000 rupees. The driver admitted fault and gave me his insurance details - he has thir...
Term insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with two children. My annual income is 18 lakhs. I want to secure my family's financial future. An insurance agent is ...
Pre-existing disease coverage waiting period - thyroid disorder
I was diagnosed with thyroid disorder about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 5 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from Niva Bupa with sum insured of 15 lakhs. Last week, my son had to be admitted to Apollo Hospital in Bangalore for...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from Care Health with sum insured of 25 lakhs. Last week, my mother had to be admitted to Apollo Hospital in Delhi fo...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 15 days for liver transplant. The total bill was 8 lakhs. My health insurance policy has a room rent limit of 2000 per ...
Pre-existing disease coverage waiting period - diabetes
I was diagnosed with diabetes about 6 months ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pre-e...
Can I increase cover amount later in term policy? (Help needed)
Urgent help needed as premium date is near. Can I increase cover amount later in term policy? (Help needed) Details: I have checked policy wording but...
Claim rejected due to missing documents. What to do?
My agent is not helping properly. Claim rejected due to missing documents. What to do? Details: I have checked policy wording but it's unclear. C...
Tax free maturity in life insurance: Section 10(10D) rules? (Help needed)
I am facing this issue since last week. Tax free maturity in life insurance: Section 10(10D) rules? (Help needed) Details: I have checked policy wordi...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Maldives for 14 days starting from in 10 days. I also bought travel insurance from Reliance Travel for 2500 rupees covering med...