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Ask QuestionCar insurance claim for multiple scratches - will NCB be affected?
I met with an accident a week ago ago where my car got multiple scratches. The repair cost is estimated at 30000 rupees. I have comprehensive car insu...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident last week ago where my car got multiple scratches. The repair cost is estimated at 20000 rupees. I have comprehensive car insur...
Workmen compensation policy mandatory?
My agent is not helping properly. Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Can someone exp...
Bicycle insurance availability?
Urgent help needed as premium date is near. Bicycle insurance availability? Details: I have checked policy wording but it's unclear. Can someone ...
IDV value calculation for a 50 year old car?
My agent is not helping properly. IDV value calculation for a 50 year old car? Details: I have checked policy wording but it's unclear. Can someo...
Third party property damage claim - truck hit my gate
A truck hit my gate 5 days ago ago causing damage worth 50000 rupees. The driver admitted fault and gave me his insurance details - he has third party...
Life insurance claim rejected - incomplete documentation
My father passed away 2 months ago due to sudden cardiac arrest. She had a term insurance policy of 1 crore crores from LIC which was bought 2 years a...
Senior citizen health insurance - 68 years old parent coverage
I want to buy health insurance for my mother who is 68 years old. He has thyroid and heart disease. Most insurance companies are either rejecting the ...
Pre-existing disease coverage waiting period - heart disease
I was diagnosed with heart disease about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 28 years old with coverage of 30 lakhs. Now I am 40 years old and my income has increased sign...
Flight cancellation - will travel insurance cover my visa got rejected?
I had booked a trip to Maldives for 10 days starting from next week. I also bought travel insurance from HDFC Ergo for 3500 rupees covering medical em...
Flight cancellation - will travel insurance cover I lost my job?
I had booked a trip to Europe for 14 days starting from in 10 days. I also bought travel insurance from Bajaj Allianz for 4000 rupees covering medical...
Senior citizen health insurance - 68 years old parent coverage
I want to buy health insurance for my mother who is 68 years old. She has high blood pressure and asthma. Most insurance companies are either rejectin...
Senior citizen health insurance - 65 years old parent coverage
I want to buy health insurance for my mother-in-law who is 65 years old. She has high blood pressure and kidney problems. Most insurance companies are...
Car insurance claim for front bumper damage - will NCB be affected?
I met with an accident 3 days ago ago where my car got front bumper damage. The repair cost is estimated at 20000 rupees. I have comprehensive car ins...
Third party property damage claim - bus hit my shop shutter
A bus hit my shop shutter last week ago causing damage worth 25000 rupees. The driver admitted fault and gave me his insurance details - he has third ...
Term insurance vs ULIP - which is better for 38 year old?
I am 38 years old, married with 2 children. My annual income is 10 lakhs. I want to secure my family's financial future. An insurance agent is re...
Workmen compensation policy mandatory?
My agent is not helping properly. Workmen compensation policy mandatory? Details: I have checked policy wording but it's unclear. Can someone exp...
Electronics breakdown cover in home insurance? (Help needed)
Urgent help needed as premium date is near. Electronics breakdown cover in home insurance? (Help needed) Details: I have checked policy wording but it...
Tax benefits of term insurance under 80C?
I am facing this issue since last week. Tax benefits of term insurance under 80C? Details: I have checked policy wording but it's unclear. Can so...