All Discussions
Ask QuestionPre-existing disease coverage waiting period - thyroid disorder
I was diagnosed with thyroid disorder about 4 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period fo...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 7 years ago when I was 25 years old with coverage of 75 lakhs. Now I am 30 years old and my income has increased sign...
Flight cancellation - will travel insurance cover I tested positive for COVID-19?
I had booked a trip to Thailand for 14 days starting from next week. I also bought travel insurance from Reliance Travel for 3000 rupees covering medi...
Flight cancellation - will travel insurance cover my father fell seriously ill?
I had booked a trip to Dubai for 7 days starting from next month. I also bought travel insurance from Bajaj Allianz for 3000 rupees covering medical e...
Room rent limit causing claim deduction - need advice
My spouse was hospitalized for 7 days for liver transplant. The total bill was 10 lakhs. My health insurance policy has a room rent limit of 2000 per ...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 12 days for cancer treatment. The total bill was 8 lakhs. My health insurance policy has a room rent limit of 2000 per ...
Public liability insurance for small office?
My agent is not helping properly. Public liability insurance for small office? Details: I have checked policy wording but it's unclear. Can someo...
Car insurance claim for multiple scratches - will NCB be affected?
I met with an accident a week ago ago where my car got multiple scratches. The repair cost is estimated at 35000 rupees. I have comprehensive car insu...
Pre-existing disease coverage waiting period - kidney stones
I was diagnosed with kidney stones about 2 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for p...
Cashless hospitalization rejected - Columbia Asia not in network list
I have a health insurance policy from Niva Bupa with sum insured of 15 lakhs. Last week, my daughter had to be admitted to Columbia Asia in Bangalore ...
Term insurance vs ULIP - which is better for 28 year old?
I am 28 years old, married with 1 kids. My annual income is 8 lakhs. I want to secure my family's financial future. An insurance agent is recomme...
Increasing term insurance coverage - should I buy additional policy?
I bought a term insurance policy 6 years ago when I was 28 years old with coverage of 75 lakhs. Now I am 32 years old and my income has increased sign...
Flight cancellation - will travel insurance cover my father fell seriously ill?
I had booked a trip to Dubai for 20 days starting from next week. I also bought travel insurance from HDFC Ergo for 3500 rupees covering medical emerg...
Car insurance claim for rear-end collision damage - will NCB be affected?
I met with an accident a week ago ago where my car got rear-end collision damage. The repair cost is estimated at 20000 rupees. I have comprehensive c...
Pre-existing disease coverage waiting period - hypertension
I was diagnosed with hypertension about 3 years ago. I am planning to buy a health insurance policy now. I understand there is a waiting period for pr...
Cashless hospitalization rejected - Apollo Hospital not in network list
I have a health insurance policy from HDFC Ergo with sum insured of 15 lakhs. Last week, my father had to be admitted to Apollo Hospital in Kolkata fo...
Room rent limit causing claim deduction - need advice
My father was hospitalized for 7 days for liver transplant. The total bill was 8 lakhs. My health insurance policy has a room rent limit of 3000 per d...
Question: Burglary claim procedure requiring FIR? (Help needed)
Urgent help needed as premium date is near. Question: Burglary claim procedure requiring FIR? (Help needed) Details: I have checked policy wording but...
Public liability insurance for small office? (Help needed)
My agent is not helping properly. Public liability insurance for small office? (Help needed) Details: I have checked policy wording but it's uncl...
Loan against life insurance policy process? (Help needed)
Please guide me as I am new to this. Loan against life insurance policy process? (Help needed) Details: I have checked policy wording but it's un...